| MAP Your Path To DOUBLE December Cash! Put more Holiday Cash in your pocket; earn $250 in total personal commissions on ALL new $499 Fast Start MAP PSA sales - starting from sale #1! That's DOUBLE the normal $125. Promotion is open to all IBD's, based on all $499 MAP PSA sales made between December 1st and December 31st, 2014.
All DOUBLE December Cash payments will be paid WEEKLY in accordance with the standard weekly commission payment schedule.
 Sell 4 Fast Start MAP PSA's - Earn $1,000
Sell 8 Fast Start MAP PSA's - Earn $2,000
Sell 10 Fast Start MAP PSA's - Earn $2,500
Sell 20 Fast Start MAP PSA's - Earn $5,000
Sell 40 Fast Start MAP PSA's - Earn $10,000
Make this your own "December to Remember!"
*Effect of "DOUBLE December Cash" on 4th quarter 2014 Business Builder Bonus qualifiers: While you will be able to count all new Fast Start IBD's you enroll during December towards your total number needed to qualify for the Business Builder Bonus, because all new Fast Start MAP PSA personal commissions earned in December will automatically be paid at $250 instead of $125, December Fast Start sales will not be paid as part of the Business Builder Bonus. See examples below for further clarification. ---------------------------------------------------------------------------------------------------------- Examples below assume all December Fast Start IBDs are a $499 Fast Start MAP PSA sale as required by the Double December Cash Promotion. Example A: October - Sponsored 1 Fast Start IBD Total = 1 - received $125 November - Sponsored 2 Fast Start IBDs Total = 3 - received $125 on each December - Sponsored 1 Fast Start IBD Total = 4 - received $250 (Double December Promotion)
Four (4) Fast Start IBDs in the Quarter = Business Builder Bonus qualifier.
Normally would be 4 * $125 = $500. Due to promotion you SUBTRACT out any earned in December. Business Builder Bonus paid on maximum of four. Results in Business Builder Bonus of 3 * $125 = $375.
Example B: October - Sponsored 1 Fast Start IBD Total = 1 - received $125
November - Sponsored 5 Fast Start IBDs Total = 6 - received $125 on each
December - Sponsored 1 Fast Start IBD Total = 7 - received $250 (Double December Promotion)
7 Fast Start IBDs in Quarter = Business Builder Bonus qualifier.
Due to promotion you SUBTRACT out any earned in December. (7 - 1 = 6). Business Builder Bonus paid on maximum of 4. Since at least four were NOT in December, results in Business Builder Bonus of 4 * $125 = $500. | 
One-third of Americans have nothing saved for retirement, according to a study published in August by the financial data aggregator Bankrate. That grim factoid joined a growing chorus of reports highlighting Americans' dismal savings habits. In 2013, the National Institute of Retirement Security (NIRS) determined that 84 percent of Americans are falling short of "reasonable" retirement savings targets. Data from the Center for Retirement Research at Boston College reflect a similar trend, and a recent PBS poll found that 92 percent of Americans believe we face a retirement crisis and that government should act now.
